Separate transmitted effort from the force on the shaft
In a simplified belt drive, torque depends on the difference between tight-side and slack-side tensions multiplied by pulley radius.
The force acting on the pulley depends on the vector combination of those tensions. Knowing only the torque therefore does not reveal the belt pretension or the full pulley loading. JTEKT's load-calculation guidance explicitly accounts for belt tension and operating effects when obtaining shaft loads. The bearing reactions need another step: the pulley position, support spacing and other forces must be included. Treating “torque divided by radius” as the final bearing radial load can omit a substantial part of the support-loading problem.
